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Items that we need Inside the Survival Kit

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Philippines - Earthquake is one of many natural phenomena in the world and just like a tornado and super typhoon, earthquake is considered as one of the most destructive forces of mother’s nature creation. It can happen anytime, anywhere without a warning, it can destroy buildings, houses, roads, trees and even life. Strong earthquake can also create tsunamis which makes more dangerous and if happen you survive from the strong shaking of the ground next better prepared of the upcoming big waves.

We all know that the technology today is highly advanced and with the help of satellites in space we can monitor some natural phenomena like typhoon, typhoon can be monitored as early as possible, it can be easily predicted, it’s directions where it will make a landfall, typhoon signals or category so that the public can be warned as soon as early as possible.

Unlike earthquake that until now there is no technology that has been invented to predict it when it will happen? So what do we need to do in this kind of situation? As early as possible with or without disaster always prepare a survival kit in your home.

What are the things or items needed in our Survival Kit?

1. Prepare a bag where all the survival kits will be placed.

2. Includes some clothes that might be needed for changing after the aftermath of the earthquake

3. Include whistle for communicating or sound signals.

4. Include bottled water for drinking purposes.

5. Include flashlight.

6. Include important documents that might help for identification purposes.

7. Include cellphone for communication.

8. Include radio so that we can gather news about the disaster.

9. Include ready to eat food, foods that no need to be cooked.

10. Include emergency money, in case ATM machine are not available due to power failure

11. And last but not the least include first aid kit.

This is just some of the list or item that we might be needed in case of a natural phenomena like a super typhoon or earthquake happen in the country, if there is any item that we missed kindly update us to include it on the list.

New SSS Contribution Table, ESI and Payment Schedule Online

Social Security System is a Philippine government agency that provides retirement and health benefits to all SSS Members such as employees, self-employed, voluntary and OFW.

SSS Member may apply for 'salary' or 'calamity' loans. salary loans is depended on the monthly salary of the employee and calamity loans are loans that can be used for calamity problem which has been declared by the government in the area where such SSS member lives, these calamity are as follow Super Typhoon, Floods, Earthquake and natural disasters.

Read: SSS Loan Online Application

There are many ways on how to contribute as SSS member

1. Employee - if you are a regular employee, your employer has the obligation to pay your monthly contribution which will deduct to your salary. A 50/50 share between the employee and the employer that will be deposit on your monthly contribution.

2. Voluntary member, self-employed and OFW – These are SSS member who voluntary give contribution from minimum contribution up to their desired contribution.

Note: the higher the contribution, the higher you will get paid in the future.

How to pay SSS contribution for Voluntary/Self Employed member and OFW

1. Go to the nearest SSS branch where you lived.

2. Go to information desk or ask the guard and ask for RS-5 form or contributions payment form.

3. Fill up the necessary details in the form.

4. Submit to cashier for checking and payment. (P600.00 is the minimum payment for self-employed, voluntary member and OFW)

5. Or for those member that has SSS account online they may pay their contribution online using Payment Reference Number or PRN.

How to Pay through Bayad Center

To avoid the hassle of going to SSS Branch, members with SSS online account can pay online or pay their contribution through Bayad Center. Just print a copy of your PRN Statement Account and present it the teller of any Bayad Center branch.

After the payment, your contribution will appear in your ESI in real time, so it’s very convenient and easy to use.

How to Open Your ESI or Employee Static Information

1. Go to the website

2. Register first if you don’t have account? Or just Log-in if you have already an account.

3. Once Log-in, click Inquiry under E-services tab.

Easy Way to Unclog a Drainage with Hot Water, Baking Soda and Vinegar

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Just recently my drainage is clogged with several Earth dirt, bird poops coming from my pet love birds, actually I have several bird pet’s that almost covered the ground with their poop along with their food bird seeds and lastly a falling leaf from a neighbor’s tree. 

At first without consulting Google, I tried several ways to unclog my drainage, I use a stick to remove the clog, I even used a muriatic acid and even toilet bowl cleanser but in the end all of that has no effect.

Until I searched Google and find this very useful tutorial that really help me fixed my drainage that I will share on this article.

Here are the Five simple steps on how to unclog your Drainage, Kitchen Sink and even Toilet Bowl:

1. Boil a half liter of water in a Kettle – after boiling the water pour it out to the clogged drainage.

2. Prepare a half cup of baking soda and pour it out to the clogged drainage leave it for 5 minutes.

3. Prepare a half cup of vinegar and pour it out to the clogged drainage leave it for 15 minutes or so. In this step, a chemical reaction starting to come in and out of the drainage, a white bubble appears to cause a chemical reaction between the baking soda and vinegar.

4. Repeat Step 1.

5. Finally, get a bucket of water and pour it out to the drainage, this should flush all the remaining clog in the drainage and if all steps are done correctly your drainage is now working perfectly well.

These are just my own experience on how to remove clogged on my drainage, this steps is also applicable in removing clog on your kitchen sink and toilet bowl. I hope this tutorial finds a way to help you…

How to File Complain at NLRC against Employer’s

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Philippines – The National Labor Relation Commission or NLRC is a government agencies and a subsequent part of the Department of Labor and Employment that helps to resolve, investigate and settle disputes between employees and employers. The commission was formed on June 6, 1899, implementing a contract labor law in the country.

One of many basic rules of procedure under this organized commission is that when an employee is having an issue with his or her employer or company in which the employer or company is not giving the right compensation and benefits to their employee?

The employee or employees can escalate their problems at NLRC to properly assist their issue against their employer or company and as much as possible the agency will resolve and settle the disputes between employees and employers or company.

Here are some of the list about Labor Issues that an Employee must know:

· Employment contract - violated agreement between an employer and employee that sets out terms and conditions of employment.

· Employment discrimination - discrimination based on race, gender, religion, national origin, physical or mental disability, and age by employers.

· Pension and benefits – violated benefits that should an employee must properly receive.

· Sexual harassment – harassment in a workplace involving the making of unwanted sexual advances or obscene remarks.

· Wages and overtime pay – violated wages and overtime pay.

· Workplace disputes - Conflicts at work take many forms. It might be an individual with a grievance, a problem between an employee and a manager or conflict between two co-workers.

· Wrongful termination - is a legal phrase, describing a situation in which an employee's contract of employment has been terminated by the employer if the termination breaches one or more terms of the contract of employment.

· And others

So, if you are an employee of this country whether you are a regular employee or contractual employee you must see to it that you know your rights about Employment Law Issue? so that abusive employer or company must abide the rules and regulation about labor code or be punish by the law.

Who is Eligible for SSS Funeral Benefits?

Philippines – Social Security System or SSS is a government social insurance program that provides death, funeral, maternity leave, permanent disability, retirement, sickness and involuntary separation/unemployment benefits.

The majority of SSS members who are paying their monthly contribution is to secure their future of having SSS Pension during their retirement period.

Aside from the benefits such as retirement pension that we as member, could enjoy during are senior year we have also the eligibility of having burial assistance from SSS when the times comes out for us.

If a member dies, SSS will provide a Funeral benefit worth PHP 20,000 pesos up to PHP 40,000 pesos defending on the amount of contribution of a deceased member.

The PHP 20,000 Pesos burial assistance is eligible for those members with a minimum one month contribution. If a member dies despite having only one month SSS Contribution he or she is still eligible for burial assistance or burial benefits..

The immediate family of the deceased member may claim the SSS burial assistance after they complete the necessary requirements such as Death Certificate, SSS ID of the deceased person, official receipt of payment issued by the funeral parlor, affidavit of funeral expenses, photo of filer and valid IDs.

Take Note. All SSS members are eligible for burial assistance or funereal benefits despite having one month SSS contribution only! so know your rights.

While members who had more contributions defending on the number of services? he or she might eligible for the maximum burial benefits of PHP 40,000 pesos. So know your rights.

Meanwhile, don't be confused of burial benefits and death benefits, these are two different benefits. Burial benefits are for burial assistance only while the death benefits are benefit comes with monthly pension and lump sum.

How to Pay Bills at ExpressPay Bayad Center

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Philippines – Just recently I discovered another payment center called ExpressPay! I don’t know when this payment center started? But it was a great help for me which it gives me another options in paying my monthly bills as well as receiving and transferring remittances.

For years, I've tried using many payment centers in the country, but most of the time I go to Western Union, for all we know Western Union is perhaps the most popular payment and remittance center in the country and because of that many customers patronized the said Bayad Center, which gives long lineup of customer waiting for their turn to be called and that’s a little bit of a hassle especially if you are a type of persons who does not want to wait.

And if you are that kind of person that do not want to wait, perhaps the answer for you is ExpressPay? As I have noticed this new payment center is not yet popular in our area, maybe people can hardly notice the payment center because it’s small just like a small booth where there is only one personnel to entertain any customer or maybe customer are confused and somewhat distrustful and instead choose the same Bayad Center that they use to go for paying their bills.

This is why ExpressPay is the best way to pay your bills because there are new there is no pile of customer waiting for their turn to be called where only a few customers are currently using their services but sooner or later we expect that a lot people will start using their services as the days and months goes bye.

Just like the other Bayad Center, ExpressPay accept the most common bills like meralco bills, internet bills, water bills, credit card bills and others bills, they also accept money remittance, travel and tours ticketing and loads. To be sure if your bills are accredited by this new Bayad Center kindly asked the personnel inside the booth.

For now, when I am paying my bills I go directly to ExpressPay and it’s already my second month of using their services.

Pay PLDT Bills through Pay Express Online

Are you one of those PLDT subscribers that has no time to pay your bills at the nearest PLDT Branches or PLDT accredited payment partners or facilities? This article might be the right for you. As one of the thousands of PLDT Fibr users, I recently discovered a payment option that I don’t need to go outside my house just to pay my PLDT Bills and here’s why? 

Step by step guide on how to pay PLDT Bills online through PLDT Pay Express Online:

1. Smartphone – to use this system payee must have a smartphone.

2. QR Scanner – download any version of QR scanner or barcode scanner at Google Play Store.

3. Latest PLDT Bills – All current bills are can be seen in your PLDT account or just wait for the latest bills mailed at your doorstep.

4. If you already have your latest bills, scan the QR Code at the right lower part of your bill.

5. After a successful scan of the QR code you will be directed to another link just simply open it.

6. Enter your 10 – digit PLDT account number and then click submit to proceed.

7. Now, you will be directed to Pay Express Online which shows your payment details, amount to pay and modes of payments.

8. Check the Terms and Condition and choose your payment options between Credit Card or Debit/ATM Card. (This option I choose Credit Card).

9. You will be directed to Peso Pay Services to choose on what type of card is your credit card? Its either VISA or Mastercard?

10. You will be directed to another link again to add your credit card details such as credit card numbers, expiration date, name of the credit card holder and card verification number.

11. Review your payment details if all are correct, click OK to proceed to another link.

12. Wait for a few second to process your payments.

13. If Payments are successfully a confirmation link stating your payments is completed and an options showing that you can either print your transaction or if you want, just click continue to choose email options so all the transaction can be emailed to your email address.

14. A pop up message showing the Email was sent successfully and that’s it.

Take note: If you used GCASH MasterCard as your credit card payment options you may also receive a text message confirming your latest GCASH transactions.

LeBron James makes 3 in a row as co - Captain of the 2020 NBA All - Star Game

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NBA - The 2020 NBA All -Star Voting has finally ended and as expected the most popular player won the fans vote and that is none other than the Los Angeles Lakers superstar LeBron James with 6,275,459 fan votes just slightly ahead of Dallas Mavericks superstar Luka Doncic with 6,111,735 fans vote.

LeBron James, who is in his 3rd straight All- Star as Captain will lead the Western Conference for the second time around which counterpart The East top vote getter the Milwaukee Bucks and the reigning league MVP Giannis Antetokounmpo who is also happens to be on his 2nd straight All- Star as Captain.

In 2018, the NBA change the All - Star format to whomever the NBA player that will top the East and West fan votes instead of the what is used to be East vs West.

The first format named LeBron James of the Cleveland Cavaliers of the East as Team LeBron and Stephen Curry of the Golden State Warriors as Team Steph in the West as both Captains of the 2018 NBA All - Star, eventually, after the game LeBron James named as the first MVP of the newly said format and his 3rd All -Star MVP overall.

In the 2019 NBA All - Star, LeBron James was named once again as Captain, but this time he was already in the Western Conference as part of the Los Angeles Lakes while the East new Captain was the upcoming superstar of the Milwaukee Bucks Giannis Antetokounmpo. as the 2019 All - Star ends Team LeBron was once again crown as the winner for the 2nd straight All - Star while Kevin Durant won the All - Star MVP.

LeBron James is entering his 16 straight All - Star appearance the 3rd most appearances all time just behind Kobe Bryant with 18th appearance and the most with 19th appearance by Kareem Abdul Jabbar.

James is currently tied with Kobe with 15th All - Star Starts, James currently holds the NBA All - Star career most points with 362 points and for sure will add more points for the upcoming 2020 NBA All - Star.

Will Team LeBron make it 3 in a row this upcoming 2020 NBA All - Star in Chicago on February 16, 2020? Or will Team Giannis finally ends the reign of Team LeBron? Let's wait and see...

What are the Health Issue Causes by Volcanic Ash?

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Philippines - On January 12, 2020 just a few days ago after celebrating the New years eve in the country a devastating natural event happens in the province of Batangas.

Taal Volcano the second most active volcano in the country and one of the smallest but destructive volcano in the Philippine history, show her power on Sunday after blowing up volcanic ashes several miles in the sky that leads to ash fall in several nearby provinces.

The effect of the volcanic ash, causes several health problems for children and adults, especially for those people who had health problems like asthma. The ashfall causes also zero visibility for the motorist nearby the Taal Volcano like the provinces of Batangas, Laguna and Cavite.

Due to the Volcanic ash, the country had suspended all works and classes in the entire Luzon and advise the public to wear face mask and goggles to avoid direct contact with volcanic ash.

Volcanic ash or ashfall is like a powdered sand mixing in the air came from a volcanic explosion. These ashes are composed of carbon dioxide and flourine that could cause health issues for those people that could have a direct contact.

What are the effect of volcanic ash or ashfall to human?

1. Irritation of the eyes, nose and throat

2. severe coughing and difficulty breathing

3. Skin Irritation

4. damage caused by a roof collapsed or accident due to slippery road.

What are the things to do to avoid volcanic ash or ashfall?

1. Avoid leaving or going out of the house and close all doors and windows.

2. Hang or put some damp curtains on windows and doors to stop ashes from coming in.

3. Use a face mask or dust musk to prevent inhalation of dust.

4. Use goggles for eye protection.

5. Keep the animals or pets in a safe place.

6. Clean the roof of the house so that it does not collapse.

7. Determine the situation on the road before commuting and obey the traffic law

Lakers Anthony Davis Injury updates after Nasty Fall

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NBA - Lakers center and power forward Anthony Davis suffered a minor injury against the New York Knick's that leads to momentarily silent and scares to the Lakers bench and fans inside the arena of the Staples Center in Los Angeles.

The half of the Lakers superstar duo Anthony Davis suffered a nasty fall later in the 3rd quarter of the game after an accidental collision with Knicks forward Julius Randle his former teammates in Pelicans.

Although Davis manage to stand up and walk to the players tunnel he was ruled out for the remainder of the game.

Despite the loss of Davis in the game the half of the Lakers superstar duo LeBron James dropped 31 points to lead the Lakers in a good fashion blown out win against the Knick's 117 - 87 and now extending their winning streak to 6 straight games.

Davis was later reported to undergo MRI and a positive result was released that he only suffered bruises on his back, which is a good sign for the Lakers team and their fans.

Anthony Davis has been a fragile player throughout his career since his early years with the New Orleans Pelicans and now with the Lakers they can't afford to lose him now that their team is chasing for an NBA Championship.

The Lakers are currently the best team in the Western Conference with 30 wins and 7 loss only second to the league best Milwaukee Bucks 32 wins and 6 loss.

The Lakers will be tested in their next game, especially if Anthony Davis will be ruled out as they visit Luka Doncic and the Dallas Mavericks at the American Airlines Arena for their 4th and final meeting this season.

The Lakers had the edge in their season match 2 - 1.