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DeMarcus Cousins suffer Torn ACL during a practice game

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NBA - The 4 - Time NBA All - Star Center DeMarcus Cousins who sign a 1 - year deal $3.5 million with the Los Angeles Lakers suffer a torn Anterior Cruciate Ligament or ACL during a practice game. 


In a video that circulated on the internet and YouTube, it shows that Cousins tried a routine lay-up but tore his ACL and quickly falls down on the floor. The players around him at that time are all worried which shows how bad his injury.

With this devastating injury happen to DeMarcus Cousins what would be the Lakers next move? several reports that Cousin's could possibly miss the entire 2019 - 2020 NBA Regular Season? Will this affect their chance of reaching the NBA Finals? Where many sports analysts believe that the Lakers are one of the top teams entering the next season that could be the next NBA Champion?

But that's before the Cousins injury? Although there still has the Greatest Basketball Player today LeBron James and perhaps the Second Best Player Today Anthony Davis and the rising star Kyle Kuzma the Lakers are still a tough team to beat and still a contender in this year NBA Championships but the Cousins loss is a great minus for them.

After the Cousins injury, who might replace him in his spot? Will it be Carmelo Anthony? Along, long closed friend of LeBron James, who until now is a free agent after the Chicago Bulls waived him last year.

Will it be the 2015 NBA Finals MVP Andre Igoudala who still a valuable piece in any team that could land him? Let's just wait and see on who could replace DeMarcus Cousin after the devastating injury that happen just the other day.

LTO Online Reviewer for Drivers License Examination

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Philippines – The Land Transportation Office or LTO is a government agency in the country that gives privilege to a certain individual to apply or acquire a driver’s license after they meet the minimum requirements needed for the said applications.

Read: How to apply NBI Clearance Online Application

As of today, the Land Transportation Office made an online examination in their website to give ease to all driver’s license applicants with different classes or category to review the online examination first before going to the LTO Branches where they will apply for a driver’s license.

The online examination are divided in six categories and as follow: 

LTO Online Reviewer

1. Reviewer for Non Professional Driver License Applicants
2. Reviewer for Professional Driver License Applicants (Light Vehicles)
3. Reviewer for Professional Driver License Applicants (Heavy Vehicles)
4. Reviewer for Conductor’s License
5. Tagalog Reviewer
6. Road Traffic Signs

Applicants will simply choose one of these category on what type of applications they will apply for?

In General here are the common list of Applicants Qualifications and Requirements:

1. At least 17 years old of age with parental consent for Student Permit
2. At least 18 years old or above for Non Professional Driver’s License and Professional Driver’s License
3. Physically and mentally fit to drive a motor vehicle
4. Duly accomplished application form for driver’s license or ADL.
5. PSA Birth Certificate
6. Medical Certificate issued by the LTO’s certified physician
Read: How To Check SSS Contribution Online 

Meanwhile, the application process is simply after the completion of all the requirements:

1. Submit it to the receiving personnel to check the documents if it's correct and complete.
2. Then the evaluator will evaluate the applicants qualifications. If qualified, they will proceed to 
3. Hhoto capturing and signature.
4. Pay the required fees.
5. Undergo examinations.
6. The Non Professional and Professional Driver applicants will undergo a driving test if successfully passed by the approving officer.
7. Proceed to the releasing of PDL card and wait for your name to call once your name is called get your new driver’s license along with OR receipt and sign your name in the LTO’s Log book for proof of release and that’s it you have your new driver’s license.

Lakers keep their Hopes of Landing Igoudala in their Final Roster

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NBA - The Los Angeles Lakers are not yet done by adding important pieces in their final roster this upcoming 2019 - 2020 NBA Regular Season. 

As of now they are leaving one spot left and keep their hopes they will land former Golden State Warriors and 2015 Finals MVP Andre Igoudala in their final roster. 


The Lakers had already a strong lineup in the papers, they already acquired Anthony Davis via trade, sign the recent NBA Champion Danny Green, a one year deal to a former superstar DeMarcus Cousins, re-signs Javale McGee, Rajon Rondo, Kentavious Caldwell Pope and of course they still have the rising superstar Kyle Kuzma and the 4-Time League MVP and 3 - Time NBA Champion "The King" LeBron James.

But the addition of Igoudala if somehow they will sign him or if Igoudala decided to choose the Lakers? Which, as of now is still on the roster of the Memphis Grizzlies after being traded by the Warriors, will be a great addition to the Lakers as they greatly improve their defense and even more made the Lakers a tougher team to beat which they are already looking at papers?

However, with or without Andre Igoudala in Lakers uniform? They will be the team to beat in the Western Conference together with the Los Angeles Clippers but if Igoudala decided to join LeBron in LA the Lakers would be the team to beat in this upcoming NBA Season. Lets wait and see...

Meanwhile, All-Star Chris Paul is also in rumors of joining the Lakers if the Oklahoma City Thunder decided to buy out his contract? Paul was traded by the Houston Rockets to OKC in exchange of former league MVP Russell Westbrook.

Prediction of NBA’s Best Duos this upcoming NBA Regular Season

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NBA – Well the 2019 NBA Free Agency is perhaps the best free agency in the league history. This year there is lots of blockbuster trade, unexpected trade and superstar players leaving and signing with new teams all just happen in one free agency that shock basketball fans around the world. 


Before the free agency even start the LA Lakers and the New Orleans Pelicans announce that both teams agreed to trade their players, Pelicans Anthony Davis will be sent to LA in exchange of young core Lonzo Ball, Brandon Ingram, Josh Hart and some first round picks in the near future this July 6 which already happens as of writing and the deal is already done.

As soon as the Free Agency start, Kevin Durant and Kyrie Irving both leaving their team to join forces in the Brooklyn Nets. Durant leaving the Golden State Warriors where he won 2 NBA Title, while Kyrie Irving is leaving Boston Celtics, where are there some reports that he and his former team did not get along during his tenure with the Celtics.

Al Horford the heart of soul of the Celtics opted out his contract and sign with the 76ers forming a title contender with Joel Embiid, Ben Simmons in this upcoming season while former 76ers Jimmy Butler traded to the Miami Heat.

Perhaps the most awaited decision of this year free agency is Kawhi Leonard decision on where he will play next? A lot of rumors that he will join the Lakers or run another year win the Raptors where he leads the team in their first ever NBA Title in franchise history, but all of that ended when Kawhi decided to agree a 3 year deal with the Raptors right after Paul George traded to the Clippers.

We thought that the Kawhi’s decision will be the end of this year blockbuster free agency not until the Houston Rocket made a big move of trading NBA All-Star Chris Paul to Oklahoma City Thunder in exchange of former MVP Russell Westbrook.

With this big trade and NBA Superstar signing with new teams the league has now become more balance, unlike before where the Golden State warriors have been the favorite team to win it all for the fast 4 – years. Now all we have to do is wait and see and whose team made the right moves and which players or duo can excel or co-exist as soon the season begin?

Here are the list of Top 5 NBA Duo’s that we must watch as the 2019- 2020 NBA Regular Season Starts.

1. LA Lakers – LeBron James and Anthony Davis
2. LA Clippers – Kawhi Leonard and Paul George
3. Brooklyn Nets - Kevin Durant – Kyrie Irving
4. Golden State Warriors - Stephen Curry – Klay Thompson
5. Huston Rockets - James Harden – Russell Westbrook

Among the list is perhaps the best duo today? Aside from Warriors duo Curry and Thompson we have not yet seen the other 4 duo’s plays together as a team, but on papers LeBron and AD is far the best duo in the list? But still we have to see to decide if the Lakers made the right moves?

Kawhi Leonard Agree to Sign with the Los Angeles Clippers

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NBA – Yes, you read it right 2 – time NBA Champion and 2 – time Finals MVP Kawhi Leonard is going to Los Angeles, but instead of joining forces with All – Star Anthony Davis and 3 – time NBA Champion, 3 – time Finals MVP LeBron James in Lakers it was the Clippers who won the most awaited decision of the most valued free agent of the 2019 NBA Free Agency. 


After days of waiting and rumors on where Kawhi Leonard will be playing next season since the start of the 2019 Free Agency, Leonard finally ends all speculations and made his decision to join the Los Angeles Clippers for a maximum contract 4 – year deal worth 142 million.

Leonard was traded to the Toronto Raptors last season where he leads the Raptors in their first ever NBA Championship, but Leonard wants to go home to LA where he demanded during his trade talk with his former team San Antonio Spurs. It seems Leonard can be stop of going home despite the history that he just made for the country of Canada.

Meanwhile, front runner for Kawhi Leonard services before the decision the LA Lakers sign multiple players to join the Lakers as soon the Kawhi’s decision has made the Lakers brings back JaVale McGee, KCP and Rajon Rondo. Also DeMarcus Cousin was reported to sign a one year deal with the Lakers.

It will be a Los Angeles showdown when the 2019 – 2020 NBA Regular Season starts. LA Clippers lead by Kawhi Leonard together with newly trade and All – Star Paul George from OKC versus the Lakers superstar LeBron James and All – Star Anthony Davis.

Who do you think will represent the West? Will it be the Clippers? Lakers? Or the reigning 5 – time Western Conference Champion the Golden State Warriors? Lets wait and see…

LeBron James is giving his Lakers Jersey #23 to Anthony Davis

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NBA – NBA superstar LeBron James of the Los Angeles Lakers is reported that he will change his jersey number this upcoming 2019 – 2020 NBA Regular Season. According to the reports the reason why James is changing his Lakers jersey number is that he will give way for his upcoming team mate Anthony Davis, who also wear # 23 while playing throughout his career with the New Orleans Pelicans. 


LeBron James is not new in changing his Jersey number, James played with the Cleveland Cavaliers in his rookie days wearing # 23 till the 2010 free agency where he joins the Miami Heat and wear Jersey # 6 for four consecutive seasons with the Heat where they reach 4 - NBA Finals appearance and won 2 –NBA Championship.

James return to the Cleveland Cavaliers in 2015 NBA Free Agency and switch back to his original Jersey #23 and wear it for four consecutive NBA Season with the Cavaliers. James delivers an NBA Title in his hometown in 2016 wearing his #23. In 2018 Free Agency, James leaves Cleveland Cavaliers and sign with the Los Angeles Lakers, this time he retains his jersey #23 in a disappointing first season due to injury he suffered, as well with some key players to the Lakers that leads to the team early vacation.

Meanwhile, Anthony Davis, who will be officially a Laker player this upcoming July 6 coming from trade in exchange of Brandon Ingram, Lonzo Ball, Josh Hart and other three 1st round pick is expected to wear the #23 of the Los Angeles Lakers while LeBron James is reported to wear his practice number 6.

Is LeBron James made the right move by giving up his number? Is this the sign that he no longer the main man of the Lakers and he is willing to give or sacrifice just for the good of the team by giving Davis the responsibility to be the main man of the Los Angeles Lakers? Let's just wait and see this upcoming season…

Kyrie Irving and Al Horford Both Leaving the Celtics in Free Agency

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NBA – The most talented and perhaps the cornerstone of the Boston Celtics Kyrie Irving an NBA Champion and 6 – time All-Star and Al Horford a 5 – time All-Star are both reported leaving the Boston Celtics comes 2019 free agency. 


Irving, who has been with the Celtics for 2 seasons after being traded by the Cleveland Cavaliers has a disappointing first year in Boston after suffering an injury that held him out in the post season where the Boston Celtics nearly dethrone the reigning Eastern Conference Champion Cleveland Cavaliers in the 2018 Post season.

While on his 2nd year Irving and the Celtics are the heavy favorite of winning the East after LeBron James departed from the East and go West with the Los Angeles Lakers, but the expectation came another disappointing season where a healthy Boston Celtics ousted early in the 2019 Post season and rumors began circulating that Irving is leaving the Celtics and leaning toward to sign with the Brooklyn Nets as soon the free agency begun on July.

While Al Horford, who has been a solid performer for the Celtics for the past 4 years, leading the Celtics in the Post Season each year decided to part ways with the Celtics after Horford opted out in his contract. The Celtics did not agree on another long deal with Horford and now Horford is reportedly leaning toward to sign with the Dallas Mavericks comes free agency.

Both Irving and Horford are very talented players and they will surely hurt the Celtics, but the Celtics still have upcoming superstar Jason Tatum, Jalen Brown, Marcus Morris, Gordon Hayward and Terry Rozier that could still lead the Celtics in the Post Season but less making the Conference Finals.?

What would be the situation of Boston Celtics this upcoming 2019 - 2020 NBA Regular Season? will this team make it through the post season? or will this team became a just an ordinary team? lets wait and see....

Raptors Clinch their 1st ever NBA Title Dethroning the defending Champ Warriors

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NBA – The defending back to back NBA Champion the Golden State Warriors host Game 6 of the 2019 NBA Finals against the Toronto Raptors at Oracle Arena in Oakland, California. It will be the final game of the series if the Raptors win Game 6 and clinch their first ever NBA Title while the Warriors keep their hopes of extending the series in Game 7 and perhaps clinch their 3rd straight title at the Scotiabank Arena in Toronto, Ontario. 


Meanwhile, the defending NBA Champion will play their final game at Oracle Arena as they move on to another home court next season. It will be their last stance at home at their historic home court where they played the last 5 straight NBA Finals.

In the game, the Raptors start strong courtesy of Raptors guard Kyle Lowry, who scored the first 11 points of the game 11 – 2, since then it was all Raptors controlling the early quarter not until the later minutes where the Warriors came back and take the lead at 2:15 to go. The quarter ends 33 – 32 Raptors leading by a point.

In the 2nd quarter, the game are toe to toe with several lead changes, but still the Raptors won the quarter 27 – 25 ending the 1st half leading by 3 points 60 – 57. Kawhi Leonard was limited into 6 points and 3 fouls, but it was Lowry, who carried the Raptors with 21 points to lead all scorers at the half. Klay Thompson led the Warriors in scoring with 18 points while Andrei Igoudala added 11 points. Curry was limited into 9 points at the half.

In the 3rd quarter, both teams are in tight contention as no team manages to take a double digit lead, Kawhi Leonard has been the main man for the Raptors scoring 13 points in the quarter while Klay Thompson scored 12 points out of 30 points for the Warrior. Warriors able to retake the lead 78 – 76 with 4:35 to go. Warriors able to won the quarter 31 – 26 up by just a 2 points 88 – 86 at the end of the 3rd.

In the 4th and final quarter, Klay Thompson was ruled out of the game due to knee injury he suffered in the 3rd.and the Warriors will now heavily rely to Stephen Curry and the supporting cast to manage to force and extend into Game 7? Kevin Durant, who is already out suffered a torn Achilles in Game 5 and now Klay Thompson in Game 6.

Raptors able to take advantage the absence of Klay Thompson in the 4th as they overcome the Warriors lead and manage to put 6 point separation with under 2 minutes to go in regulation, but Warriors closed the gap 109 – 108 with 37 seconds to go and once again 111 – 110 with 18.5 seconds to go. Raptors Danny Green made a crucial turnover pass to Pascal Siakam that leads to Raptors turnover with 9 seconds to go.

Warriors had their chance, but Stephen Curry missed a 3’s that sealed the game for the Raptors first ever NBA Title in a 114 – 110 win.

Kyle Lowry and Pascal SIakam led the Raptors in scoring with both 26 points, Fred vanvleet who has been great in the 4th added 22 points and Kawhi Leonard the Finals MVP with 22 points.

Raptors One Win Away of Capturing Their First NBA Title

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NBA – Eastern Conference Champion the Toronto Raptors visit the defending back to back NBA Champion the Golden State Warriors in Game 4 of the 2019 NBA Finals at Oracle Arena in Oakland, California. The Raptors won Game 1 and Game 3 to take a 2 – 1 lead in their best of seven series. 


Prior to Game 4, both Warriors Klay Thompson and Kevon Looney are back in the Warriors lineup and expected to play despite the injury they suffered in Game 2, while 2 – time Finals MVP Kevin Durant is still out due to a calf injury.

In the game, The Warriors start strong in the 1st half taking an early double digit lead in the game with the help of their returning star player Klay Thompson alongside Stephen Curry who exploded for 47 points in Game 3 losing effort.

In the 2nd half of the game the Raptors came strong in the 3rd quarter, hits back to back 3’s in the early minutes to take their first lead of the game 48 – 46. Since then the Raptors never look back as they outscored the defending champion 37 – 21 in the 3rd and finish the three quarters 79 – 67, Raptors up by 12 points.

In the 4th and final quarter, Raptors hit a 3’s extending their lead into 15 points in the very first possession of the final quarter. Klay Thompson, Stephen Curry and Draymond Green had no answer on Raptors complete domination led by Kawhi Leonard, Serge Ibaka and Kyle Lowry to finish the game 105 – 92.

With the Raptors win in Game 4 they are now one win away of capturing their very first NBA Championship in franchise history after 24th NBA Season. While the defending back to back NBA Champion are facing elimination in Game 5 and for the first time they are the underdog in the series.

Kevin Durant, who is nursing an injury is still questionable in Game 5? He might be the answer for the Warriors if he comes back? But if not it will be a very tough series for the Warriors to get back after falling down 1 – 3. Although it has been done by the Warriors in 2016 Conference Finals against the Oklahoma City Thunder and the Cavaliers in the 2016 NBA Finals against the Warriors.

Game 5 is scheduled at the Raptors home court, will the Raptors finish the series or will the defending NBA Champion extend their series and continue their home of three peat? Let’s wait and see.

Warriors trying to Bounce Back in Game 2 of the 2019 NBA Finals

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NBA – The Eastern Conference Champion Toronto Raptors host the defending back to back NBA Champion the Golden State Warriors in Game 2 of the 2019 NBA Finals at Scotiabank Arena in Toronto, Ontario.


The Raptors made history as the first team to reach the NBA Finals outside the US territory and takes the home court advantage of the 2019 NBA Finals, which they eventually take advantage in Game 1, stunning the Warriors in 118 – 109 win.

Game 2 could also in favor of the Toronto Raptors with still less Kevin Durant in Warriors line up who is nursing an injury, the Raptors have a very great chance of winning Game 2 and go to Oracle Arena with 2 – 0 advantage and take their chance of stealing one game in the Warriors home court where the defending champion are very tough to beat.

Meanwhile, the defending back to back NBA Champion are in very strange situations after losing Game 1 of the 2019 NBA Finals where for the past four straight NBA Finals they won all Game 1 at home opposite Game 1 of the 2019 NBA Finals. The absence of Kevin Durant a 2 – time Finals MVP is surely one reason they loss Game 1 and with Durant to the lineup the Warriors are very hard to beat.

Will the Warriors manage to bounce back in Game 2 with less Durant? Will 2 – time league MVP Stephen Curry find his way to lead the Warriors in Game 2 victory? Or will Kawhi Leonard leads the Raptors in 2 – 0 start of the 2019 NBA Finals? Let’s wait and see.

The Warriors are back once again in the NBA Finals for the 5th Straight Season

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NBA – Back to back NBA Champion the Golden State Warriors made a franchise history after defeating the Portland Trailblazer in a come from behind victory in Game 4, 119 – 117 to end the Western Conference Finals match and move on to the 2019 NBA Finals. The Warriors are now in their 5th straight NBA Finals appearance the most appearances in today’s league. 


The defending NBA Champion manages to pull up another comeback after falling behind by double digit in the early minutes of the 4th quarter. The home team Portland Trailblazer unable to hang on to their lead, but able to extend the game into overtime.

At the overtime Damian Lillard had his chance of winning the game but failed to connect a 3 point basket in the right side of the court that went to 119 – 117 win by the Warriors. Lillard finish the game with 28 points, 12 assists and 4 rebounds in what could be his best performance of the series in losing effort.

Meanwhile, 2 – time league MVP Stephen Curry, who was brilliant in the whole series finishing the game with triple double and a game high 37 points, 13 rebounds and 11 assist.

The Warriors only await the winner in the East between the Milwaukee Bucks and the Toronto Raptors. Bucks currently lead the series 2 – 1 while the Raptors are trying to tie the series at their home over the next game.

After 4 – straight NBA Finals appearance the Warriors are facing the East in the Finals with no LeBron James and his Cleveland Cavaliers. Warriors are 3 – 1 in the Finals since 2015 – 2018. The only loss by the Warriors is in 2016 after blowing a 3 – 1 lead in the Finals against the Cavs.

Now, the Warriors are still favored to win the title despite no Kevin Durant in the lineup due to injury. Will the Warriors be once again the NBA Champion? Let’s wait and see.

2019 SSS Contribution Table for Voluntary Members

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Philippines – The Social Security System or SSS has recently updated or increase their SSS Monthly Contribution that will cover all their SSS members, the changes have already taken effect last month April 2019 but the actual increase for me or maybe for most of us will begin this month of May 2019. 

April 2019 Updated SSS Contributions


According to the new and updated contribution table all members will increase their monthly contribution by 12% in pursuant of Republic Act No. 11199. The new SSS Contribution payments still cover employers (ER), employees (EE), self-employed, voluntary members, OFWs, kasambahay, and non-working spouse.

I’ve been paying my SSS Contribution quarterly as a voluntary member, my monthly contribution is amounting to PHP 550.00 only with a grand total of PHP 2,200.00 per quarterly payment, but upon checking my online SSS Account last April 2019 I noticed that my monthly contribution increases to PHP 600.00, a PHP 50.00 increase from my previous monthly contributions. For me, it’s not bad at all cause it's yours after all.

After that I generate and print my SSS Payment Reference Number amounting PHP 2,400.00 that will cover the month of May, June, July and August 2019 and I will pay it to the nearest SSS accredited payment center such as Western Union or Bayad Center.

It is also advisable that all SSS members must have or create an SSS Account Online to have an easy access on such online viewing of the SSS premium or monthly contribution, Employee Static Information (ESI), printing of PRN #, online scheduling, SSS Loan and others.

While, for other SSS members such employers, employee, OFWs, Kasambahay, you can check the SSS Website for the latest updates of their own SSS Contribution Table.

Kyrie Irving and the Boston Celtics are officially out of the 2019 NBA Playoffs

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NBA – In unexpected event the team that was supposed to reach the 2019 NBA Finals the Boston Celtics is now officially out of the 2019 NBA Playoffs. The Celtics loss to the East top seeded team Milwaukee Bucks 91 – 116 in Game 5 that lead to 1 – 4 series win favoring the Milwaukee Bucks in their own best of seven semi-final rounds at the Fiserv Forum in Milwaukee, Wisconsin. 


The Celtics won Game 1 stunning the Bucks crowed that many basketball fans think it will be the Celtics to advance to the Conference Finals? It was supposed to happen after all LeBron James leaves the Eastern Conference after dominating the East for eight straight years of NBA Finals appearance.

But the expectation for Kyrie Irving and the Celtics went wrong after losing Game 2,3,4 and 5 and takes their early exit of the 2019 NBA Playoffs. It might also be the last time to see Kyrie Irving at Boston uniform? Irving will become a free agent in July but unless the Celtics management made an offer that Kyrie Irving could not refuse to leave Boston? Let’s just wait and see this coming free agency?

The Celtics are one of those 2 Teams that are expected to meet the NBA Finals the other one is the reigning back to back NBA Champion the Golden State Warriors.

Unlike the Celtics the Warriors are looking good of advancing the Western Conference Finals for the 5th straight Post Season after defeating the Houston Rockets in Game 5 to lead their own semi-final series 3 – 2 putting the Warriors of one win of advancing the next round.

Meanwhile, the top seeded Milwaukee Bucks awaits the winner between the Toronto Raptors and Philadelphia 76ers. The Raptors are one game away of advancing to the next round to face the Bucks.

A beginners Guide on how to Open ATM Saving Account with Passbook at BDO

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Philippines – Here in our country opening a savings account at any Bank is a very good example of saving money for the near future or for any future purposes that will benefit the account holder or their families.


Saving money is an old but reliable habit of Filipino’s whenever an emergency comes in, there will be always a solution if you have money.

But how can we save money if we don’t have a savings account? Here is a simple and easy guide to open a savings account at BDO. Take note: this guide only applies at BDO which may be different from other Banks.

Quick Guide and Requirements on how to open an ATM Savings Account with Passbook at BDO.

For Employed or Factory Workers

1. Bring 2 Valid ID’s
2. Proof of Billing
3. 1x1 ID Picture
4. Minimum of 10,000 Pesos for deposit.
5. After that go to the nearest BDO Branch.
6. Ask for the guard that you are looking to open a savings account so he can assist you.
7. A customer representative will assist and guide you.
8. Just fill up all the form that the Customer representative will give you.
9. If all details are correct and successful you will have your Passbook at the end of the procedure.
10. ATM card will be given after 7 working days. So you will return for the ATM release.

For Self Employed

1. Bring 2 Valid ID’s
2. Proof of Billing
3. Proof of Income
4. 1 x 1 ID Picture
5. Minimum of 10,000 Pesos for deposit.
6. After that go to the nearest BDO Branch.
7. Ask for the guard that you are looking to open a savings account so he can assist you.
8. A customer representative will assist and guide you.
9. Just fill up all the form that the Customer representative will give you.
10. If all details are correct and successful you will have your Passbook at the end of the procedure.
11. ATM card will be given after 7 working days. So you will return for the ATM release.

This is my own experience at BDO Cabuyao, if one of my tips does not apply to you? You are welcome to contact me.

Philadelphia 76ers Bounce Back in Game 2 to Even the Series 1 – 1 against the Brooklyn Nets

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NBA – the 3rd seeding Philadelphia 76ers host Game 2 of Round 1 of the 2019 NBA Playoffs against the visiting 6th seeded team Brooklyn Nets in their own best of seven series at Wells Fargo Center in 
Philadelphia, Pennsylvania. 



The 76ers were stunned in Game 1, after the Brooklyn Nets steal the home advantage in a 111 – 102 win at Wells Fargo. Nets star player and point guard D’Angelo Russell lead the Nets in scoring with 26 points, 3 rebounds and 4 assists. While the 76ers forward Jimmy Butler dropped 36 points and 9 rebounds in losing effort.

Game 2 is a must win for the 76ers despite their superstar player Joel Embiid is nursing an injury but available to play the game. While the Nets must continue what they do in Game 1 in order to get a commanding 2 – 0 lead before shifting the series at their home count at the Barclay Center in Brooklyn, New York.

In the game, the 76ers came strong as expected to take the 1st quarter by a storm leading by as much double digit but ending the quarter up by only 6 points, 34 – 28.

In the 2nd quarter, the Nets are still down by a double digit lead, but came back strong in the later minutes and even won the quarter 36 – 31 to finish the 1st half down by a single point 64 – 65.

At the start of the 3rd quarter, the 76ers came strong with 14 – 0 unanswered points 79 – 65 with 9:25 in the quarter. The 76ers never look back exploding for 51 points setting an NBA record in franchise history.

At the 4th and final quarter where the game is officially over after a massive 3rd quarter by 76ers that bounce back from Game 1, humiliating loss.

Ben Simmons sets a franchise record, becoming the 3rd player in 76ers to post a triple double in the NBA Playoffs. Simmons finishes the game with 18 points, 10 rebounds and 12 assists while Joel Embiid leads the 76ers in scoring with 23 points and 10 rebounds.

Meanwhile, Nets superstar D’Angelo Russel l was limited to 16 points.

Piston, Hornets and the Heat Battles for the 8th Spot in the East

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NBA – The cast for the 2018 – 2019 NBA Playoffs is almost completed with only one remaining spot in the Eastern Conference, where three teams battles for the last and the remaining spot on the right to advance in the 2019 post season. 


The Detroit Piston is currently holding the 8th spot in the East with 39 wins and 41 losses and in a 4 – game losing skid.

The Charlotte Hornets tied with the Miami Heat at 10th and 11th places respectively with 38 wins and 42 losses, the Hornets are in 3 – game winning streak while the Heat ate in 4 – game losing skid.

Among the three teams, the Detroit Piston has a much better chances of making the post season with lighter assignment in their last two games of the regular season against the Memphis Grizzlies and the New York Knick's.

For the Charlotte Hornets they will still have to rely upon on the result of the Piston remaining games, should the Piston losses one of their two last games? Hornets must win both of their last games which has a tougher match in their final game against the Orlando Magic.

Meanwhile, The Miami Heat is also in a must win situation, but in a much tougher assignment in their last two games against the Philadelphia 76ers and the Brooklyn Nets. It has been a rough week for the Heat losing 4 – closed games against the Boston Celtics, Minnesota Timberwolves and the Toronto Raptors.

So, let’s just wait the result of upcoming games for these three teams and let’s see who will make the final spot or the 8th seed in the Eastern Conference? Will it be the Detroit Piston? the Charlotte Hornets or for the final time in the post season Dwyane Wade and the Miami Heat?

Miami Heat Trying to Hold on the No. 8 Spot in the East

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NBA – 3 – time NBA Champion the Miami Heat visits the 17 – time NBA Champion the Boston Celtics in their 3rd meeting at the TD Garden in Boston, Massachusetts. 

The Boston Celtics are already booked a spot in the post season, which currently rank them at the 4th spot in the East Standing tied with the Indiana Pacers at 45 wins and 32 losses. A win against the Heat will remain at 4th spot, but a loss will send them down to 5th spot. 


The Miami Heat is currently holding the 8th spot in the East with 38 wins and 38 losses, which is a very tight spot that a slight mistake will endanger their chance of making the post season? Teams from 6th seed to 9th seed are just a game behind from each other so this spot is a circus spot that a slight mistake will turn every team's chances of making the 2019 NBA Playoffs.

The game between the Celtics and the Heat is a very important game for the Heat to hold on the 8th spot or even further up their chances of grabbing the 7th seed in the East if the Brooklyn Net loss to the Milwaukee Bucks in their match tonight?

But a loss to the Celtics tonight will drop the Heat's record to 38 wins and 39 loss tied at the 8th and 9th spot with the Orlando Magic but again if the Magic wins tonight against the Toronto Raptors the Heat will be in 9th spot but a loss by the Magic means the Heat will remain in the 8th seed.

So this game is very important game to the Miami Heat they must win their match tonight against the Celtics and not rely on other teams to loss just to hold on the 8th spot.

Whatever happen on tonight’s game between the Miami Heat and Boston Celtics they will still face one another for their 4th and final match of the 2018 – 2019 NBA Regular Season at Americans Airlines Arena in Downtown, Miami this coming April 4 (PH Time).

LeBron James and the Lakers are officially out of the 2019 Post Season

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NBA – In his 16th NBA Season LeBron James will miss the post season for the 3rd time in his illustrious NBA Career. his first 2 years are during his rookie season with the Cleveland Cavaliers in 2003 – 2004 and 2004 – 2005 NBA Regular Season. 


James, who has been in 13th straight post season and 8th straight NBA Finals appearance is in an unusual place after his team Los Angeles Lakers is announce officially out of playoff contention after losing to the Brooklyn Nets.

James has been in his usual average, which is 27 points, 8 rebounds and 8 assists per game in his first season with the LA Lakers. But the explosiveness and athleticism slightly decrease due to perhaps the injury he suffered on Christmas Day “The Groin Injury”.

With James returning from injury the Lakers continued their downfall in the West Standing and worsen the situation after the Trade rumors between the New Orleans Pelicans Anthony Davis in exchange of the entire Lakers young player which evidently damage the morale of some young Lakers player.

As the regular season proceeds the LA Lakers are unable to find their way back in the West Standings even the best player in the league LeBron James can help it. James, who will miss the Playoffs after dominating East Conference for 13th straight years is finally out after joining the Lakers in the West Conference.

For the Lakers franchise, the expectation this year are very high, but due to injury that happen to LeBron James that lead him to missed 17th straight games, the injury to Lonzo Ball and Brandon Ingram perhaps the result this year if that all injuries did not happen are pretty much different and perhaps the Lakers might be in 6th or 7th seed in the West?

But all of that is what if? The Lakers will be missing the West post season for the i 6th consecutive season and first in LeBron’s era. Better luck next time Lakers fan and LeBron James avid fanatics and haters.

Know the Latest Guide on the Renewal of Philippine Passport

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Philippines – This article is only applied for passport holders that seeking the latest updates on how to renew their Philippine passport at any DFA branches all over the country. 

As we all know applying for a Philippine passport has been a major problem for some passport applicants due to the issue of securing an online appointment that takes several weeks or even months to finally set an appointment with the (DFA) Department of Foreign Affairs. 



However, the DFA made several improvements in their system such as adding ePayment system and improving the waiting time of securing an online appointment slot.

Steps on the Renewal of Passport before going to the DFA

1. Prepare all the documents needed for passport renewal.
2. Schedule an appointment with DFA Appointment System.
3. Print the Passport Appointment Packet (do not forget to bring this document upon your appointment with DFA).
4. Pay the Philippine Passport Fee at any authorized payment center. (ex. Bayad Center, 7-11, ecpay and others.)
5. Select your desired DFA branches for your appointment date and time.

Requirements for Renewal of Passport at DFA Branches

1. Confirmed Online Appointment.
2. Accomplished Application Form.
3. Personal appearance.
4. Current ePassport with photocopy of data page.
5. Bring any Valid IDs with one (1) Photocopy.
6. Original PSA authenticated documents that will support the change of name. Marriage Contract. Annotated Birth Certificate.

Acceptable ID for passport renewal (at least one):

1. Social Security System (SSS ID).
2. Government Service Insurance System (GSIS).
3. Unified Multi-Purpose Identification (UMID Card).
4. Voter’s ID or Voter’s Certificate or Voter’s Registration Record.
5. (LTO) Driver’s License.
6. Senior Citizen ID.
7. Persons with Disabilities (PWD ID).
8. School ID (for students).
9. Professional Regulatory Commission (PRC ID).
10. Overseas Workers Welfare Administration (OWWA)
11. Integrated Department of Labor and Employment (iDOLE card).

The cost for the renewal of passports is about PHP 950.00 for regular type that will take 12 days to process while PHP 1,200.00 for express type will take 6 days to process.

Applicants will have the option of paying PHP 150.00 for the delivery of their passport through courier or just return back for the releasing of their passport. Also the Passport validity is now 10 years instead of the usual 5 years validity.

Read Also: How To Apply for SSS Loan

Take Note: Dos and Don’ts at DFA Appointment

1. Must wear a proper attire or dress.
2. No excessive make up.
3. No Jewelry allowed.

James 36 Points End the Lakers 5 – Game Losing Streak

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NBA – The Los Angeles Lakers visit the host team the Chicago Bulls in their 2nd and final match of the 2018 – 2019 NBA Regular Season at United Center in Chicago, Illinois. 

Prior to the game both teams are suffering from losing skid where the Bulls had a 2 game losing skid and the Lakers has 5 losing skid. 


The Lakers won their first meeting at Staple Center without LeBron James and will try to sweep the season match with LeBron James in the Lakers lineup.

The Bulls are currently 13th place in the East Standings with 19 wins and 49 losses and expected to be eliminated in the playoff rounds while the Lakers is on 11th place in the Western Standings with 30 wins and 36 losses, the Lakers are not yet officially out for the post season but it will be a miracle if they advance to playoff rounds?

In the game, The Chicago Bulls start the game strong dominating the early quarter with the first double digit lead 25 – 15 under 3:19 to go in the 1st quarter. Bulls further their lead up to 18 points to end the 1st quarter 34 – 16.

In the 2nd quarter the Lakers are down by 20 points and it looks like another humiliating loss is about to happen again in another not so good team? Fortunately the Lakers find their way back in the game lead by LeBron James outscoring the Bulls 39 – 26 to end the 1st half just down by 5 points 60 – 55.

In the 3rd quarter, The Lakers had a monster quarter, outscoring the Bulls 43 – 24, to end the quarter enjoying a comfortable lead of 14 point 98 – 84.

In the 4th and final quarter, the Lakers outscored the Bull 26 – 24, to end the game with a win 123 – 107 ending their 5 – game losing skid and back to the winning column.

LeBron James leads all scorers with 36 points, 10 rebounds and 4 assist, KCP drops 24 points and Kyle Kuzma with 21 points. Robin Lopez leads the Bulls in scoring with 20 points in a losing effort.

LeBron James Expected to Surpass Michael Jordan in the NBA All – Time Scoring List

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NBA – The Los Angeles Lakers host the visiting Denver Nuggets in their third and final meeting of the 2018 – 2019 NBA Regular Season at Staples Center in Los Angeles, California. 

The Lakers won the first meeting with a 121 – 114 win at home last October 25, 2018, while the Nuggets return the favor on their second meeting in a 117 – 85 blown out win at Pepsi Center in Denver, Colorado. 


Both teams are in 3 – game losing skid where one team is going back in the winning while the other will fall in 4 straight losses.

Currently the Lakers is sitting in 11th spot of the West Standing with 30 wins and 34 losses just 6 games behind for the playoff spot while the Denver Nuggets are in a much better position in the West with 42 wins and 21 losses just behind the top seeded team in the West the defending NBA Champion the Golden State Warriors.

Aside from the game itself where many LA Lakers fans and LeBron fans as well will want to see to win their favorite team? While LeBron James is also eyeing to surpass Michael Jordan for the NBA All – Time Scoring list.

LeBron James is just 12 points shy away from passing Michael Jordan to move up to the 4th spot on the scoring list. James is currently 32,280 career points at 5th spot while Jordan is 32,292 career points in 4th spot.

Prior to the beginning of the season, LeBron James is at 7th place, as the season begins James, quickly surpassed Dirk Nowiztki to move up in the 6th spot and later on he surpassed fellow Lakers superstar Wilt Chamberlain to take the 5th spot and now Michael Jordan will be the 3rd man on the list that LeBron will surpass and it is expected on tonight’s games between the Lakers and the Nuggets?

Will LeBron James grab it tonight? Let’s wait and see…

Lakers Bows Down to the League Best Record Milwaukee Bucks

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NBA – The Los Angeles Lakers host the visiting top seeded team in the East and currently the best record in the league the Milwaukee Bucks at Staples Center in Los Angeles, California. Both teams came from a win where the Lakers defeated the New Orleans Pelicans to get back in the winning column, improving their standing in the West with 30 wins and 31 losses.



For the Milwaukee Bucks they are in 6 – game winning streak, having the best record in the league with 47 wins and 14 losses.

In the game, the 1st quarter, are almost evenly match in scoring for both teams which ended 27 – 26 Bucks by a point.

In the 2nd quarter, the visiting team Milwaukee Bucks made an 8 – 2 run to start the quarter enjoying a 7 point deficit 35 – 28 but the home team Lakers rallies back in the later minutes of the quarter scoring 39 - 32 points against the Bucks to end the 1st half up by 6 points 65 – 59.

In the 3rd quarter, The Lakers posted their biggest lead of the game with a double digit lead halfway through the quarter, but the league best team find their way to get back and even won the quarter 34 – 29 to end the 3rd down by just a point 93 – 94 Lakers by 1 point lead.

In the 4th and final quarter, both teams are in tight contention, not allowing to pull away from one another, the Lakers had their chance after posting their last lead of the game 118 – 116 after a made 3’s by LeBron James with under 3:12 in regulation.

Since then the visiting Bucks exploded for 15 – 2 run in the last 3 minutes of the regulation, silencing LeBron James and the Lakers in a stunning win at Staples Center in a 131 – 120 win.

LeBron James and Brandon Ingram scored game high 31 points for the Lakers but not enough to beat the mighty Bucks. While Eric Bledsoe drops 31 points and Giannis Antetokounpo also added 16 points. 15 rebounds and 6 assists for the Bucks.

LA Lakers Stun the Houston Rockets ending their 2 – game losing Skid

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NBA – The LA Lakers host the visiting Houston Rockets for their 4th and final meeting of the 2018 - 2019 NBA Regular Season at Staples Center in Los Angeles, California. Both teams are coming from a loss before the 2019 All – Star break and one of these teams will get back in the winning column after the game. 


Prior to the game the Rockets is 3 – 0 over the Lakers in their head to head matchup this season. The Rockets won their first meeting 124 – 115, their second meeting 126 – 111 and their third meeting with 138 – 134. LeBron James has only missed their third meeting due to groin injury and is available to play in their final meeting.

Meanwhile, Lakers superstar LeBron James promise to the media that he will be in his playoff mode as soon as the 2nd half of the season starts.

In the game, the visiting Houston Rockets are in much control of the first half despite an early foul trouble to the reigning KIA MVP James Harden. The Rockets outscored the Lakers in the 1st quarter 32 – 22 posting an early double digit lead and 26 – 30 in the 2nd quarter to end the 1st half, 58 – 52 just up by 6 points.

In the 3rd quarter, the Rockets are looking good starts to pull away in the game posting their biggest lead of 19 points, but the Lakers find their way to get back in the game just losing by 1 point in the 3rd quarter, 32 – 31 Rockets still up by 7 points 90 – 83.

In the 4th and Final quarter, LeBron James showed up in playoff mode as his promise to lead the Lakers in getting back in the game outscoring the Rockets in the final quarter 28 – 16 to come away from a come from behind win 116 – 111.

Lakers are now back in the winning column, but remains in 10th spot in the West with 29 wins and 29 losses which currently 2.5 games behind in the playoff brackets. While the Rockets extend their losing skid into 2 but remains in 5th spot in the West with 33 wins and 25 losses.

LeBron James finish the game with 29 points, 11 rebounds and 6 assists while James Harden, who fouled in the in the game scored  game high 30 points, 6 rebounds and 5 assist.

Forbes Reveals the Highest Paid NBA Players for 2018 – 2019 NBA Season

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NBA – American business magazine “Forbes“, has recently published the list of NBA players with the highest paid for the year 2018 – 2019 NBA Season. According to Forbes the list are based on the players NBA annual salary and their endorsement that will top the list of highest paid players.


Here are the list of NBA Players with the Highest paid for 2018 – 2019 NBA Season:


1. LeBron James (LA Lakers) – For the fifth straight year LeBron James was named the highest paid player in the NBA when it comes to the combination of  NBA Salary and endorsement deal. Although James is not the highest paid player in the NBA today when it comes to NBA salary, but due to massive endorsement deals with Nike, Coca-Cola, Beats By Dre and Blaze Pizza he made a grand total income of $88.7 million for 2018 – 2019 NBA Season.

2. Stephen Curry (Golden State Warriors) – Stephen Curry is currently the highest paid player in the NBA today when it comes with NBA salary, but due to less amount of endorsement compared to LeBron James he falls at 2nd place with $79.5 million.

3. Kevin Durant (Golden State Warriors) - Durant has been sacrificing his salary for the past 2 years since joining the Golden State Warriors that leads him into the list at 3rd place with $65 million. Next year he is expected to balloon his salary as a max player for whatever team he will be.

4. Russell Westbrook (Oklahoma City Thunder) – Westbrook made to the list at 4th place with $53.7 million.

5. James Harden (Houston Rockets) – The reigning MVP James Harden completed the list of the top 5 highest paid player with $47.4 million.

Team LeBron vs Team Giannis the 2019 All - Star Lineup

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NBA – For the second time in the newly formatted NBA All –Star Game LeBron James was named the Team Captain of the West from last year Team Captain of the East while Giannis Antetokounmpo made his first time as the Team Captain of the East. 


Unlike last year the draft for the 2019 All – Star Cast is televised where LeBron and Giannis will name their chosen player that will complete the All -Star lineup of Team LeBron and Team Giannis.

Here are the list of Draft players for the 2019 NBA All - Star Game.


For Team LeBron


Starters:

LeBron James – Team Captain (LA Lakers)

1st pick – Kevin Durant (Golden State Warriors)

2nd pick – Kyrie Irving (Boston Celtics)

3rd pick – Kawhi Leonard (Toronto Raptors)

4th pick – James Harden (Houston Rockets)


Team Giannis

Starters:

Giannis Antetokounmpo – Team Captain (Milwaukee Bucks)

1st pick – Stephen Curry (Golden State Warriors)

2nd pick – Joel Embid (Philadelphia 76ers)

3rd pick – Paul George (Oklahoma City Thunder)

4th pick – Kemba Walker (Charlotte Hornets)


The Reserves for Team LeBron:

1st pick - Anthony Davis (New Orleans Pelicans)

2nd pick - Klay Thompson (Golden State Warriors)

3rd pick - Damian Lillard (Portland Trailblazers)

4th pick - Russell Westbrook (Oklahoma City Thunder)

5th pick - La Marcus Aldridge (San Antonio Spurs)

6th pick - Karl – Anthony Town (Minnesota Timberwolves)

7th pick - Bradley Beal (Washington Wizards)

8th pick - Dwyane Wade (Miami Heat)


The Reserves for Team Giannis:

1st pick - Khris Middleton (Milwaukee Bucks)

2nd pick - Nikola Jocic (Denver Nuggets)

3rd pick - Ben Simmons (Philadelphia 76ers)

4th pick - Blake Griffin (Detroit Piston)

5th pick - D’Angelo Russell (Brooklyn Nets)

6th pick - Nikola Vucevic (Orlando Magic)

7th pick - Kyle Lowry (Toronto Raptors)

8th pick - Dirk Nowitzki (Dallas Mavericks)

Meanwhile LeBron James tied Kobe Bryant for the most All –Star starts with 15, this is also his second straight year named as Team Captain in the newly formatted All –Star Game.

Warriors Dominated the Lakers less LeBron James

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NBA – The defending back to back NBA Champion the Golden State Warriors host the visiting LA Lakers for their third and final matchup of the 2018 – 2019 NBA Regular Season at Oracle Arena in Oakland, California. 


The Warriors are trying to bounce back to the winning column after losing to the Philadelphia 76ers in their last game and get their revenge to the LA Lakers in a humiliating loss on Christmas Day.

As expected the Warriors start strong in the game posting an early double digit lead in the early quarter but the Lakers made their own run in the 2nd and 3rd quarter to grab their biggest lead of 9 points.

The Warriors made a late run in the 3rd quarter and carried the momentum in the 4th and final quarter of the game to dominate the Lakers with less LeBron James in 115 – 101 win at home.

Warriors Klay Thompson leads all scorers with 28 points, Kevin Durant added 21 points while Stephen Curry exploded for 12 points in the final quarter after having only 2 points in the first 3 quarters.

Brandon Ingram leads the Lakers in scoring with 20 points, Kyle Kuzma added 13 points in another disappointing loss with no LeBron James in the game who is suffering from a sore. Lakers are now in 10th place in the West Standing 2 games behind from making it to the playoff bracket.

Meanwhile, Defending NBA Champion Golden State Warriors improve their standings to 37 wins and 15 loss currently tied with the Denver Nuggets at 1st place in the West Standing while the Lakers drop to 27 wins and 26 loss.

LeBron James has already missed his 18th game of the season the most in his NBA career. He was out for the 17th straight game due to groin injury and after making a comeback from their last game against the LA Clippers in overtime win he was ruled out again due to soreness.

Will Kyrie Irving reunites with LeBron James in Lakers uniform?

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NBA – Rumors are spreading around the National Basketball Association (NBA) involving a possible team up of Los Angeles Lakers superstar LeBron James and his former Cleveland Cavaliers teammate and now Boston Celtics franchise player Kyrie Irving. 


Rumors spread when Kyrie Irving called LeBron James and then apologize for his mistake for being naïve during their stay in Cleveland which he later admitted in public.

This coming summer, Kyrie Irving will become a free agent where he could possibly sign a maximum contract for any team. This could be the best chance that he could reunite with James for another possible run in the NBA Finals or stay in Boston to prove that he is the man and own his own team.

As we remember during the 2017 summer, Kyrie Irving demanded a trade from Cleveland after knowing that the Cavs ownership and management doesn’t want him to stay?

Meanwhile, LeBron James was suddenly becomes the scapegoat of Irving’s demand trade where all the blame was thrown at him for not stopping Irving from leaving Cleveland or was even reported that Irving doesn’t want to team up with James anymore?

But all of that rumors are finally ended when Kyrie Irving break his silence and admitted that it was him who become naïve not realizing that days what James is doing for the team to become successful.

Kyrie and LeBron together with Kevin Love formed a Big Three in Cleveland, where they reach 3 straight NBA Finals together and becomes an NBA Champion in 2016 where they ended a 52 year drought in Cleveland, when Kyrie left, James and Love reach another NBA Finals appearance but swept by the mighty Golden State Warriors in the 2018 NBA Finals which they badly missed the services of Irving.

Though all of this is all for the past and this is now the present will the two superstars reunites again in LA? Let see and wait this summer?

How to Pay PLDT Bills through Pay Express Online

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Are you one of those PLDT subscribers that has no time to pay your bills at the nearest PLDT Branches or PLDT accredited payment partners or facilities? This article might be the right for you. As one of the thousands of PLDT Fibr users, I recently discovered a payment option that I don’t need to go outside my house just to pay my PLDT Bills and here’s why? 


Step by step guide on how to pay PLDT Bills online through PLDT Pay Express Online:


1. Smartphone – to use this system payee must have a smartphone.

2. QR Scanner – download any version of QR scanner or barcode scanner at Google Play Store.

3. Latest PLDT Bills – All current bills are can be seen in your PLDT account or just wait for the latest bills mailed at your doorstep.

4. If you already have your latest bills, scan the QR Code at the right lower part of your bill.

5. After a successful scan of the QR code you will be directed to another link just simply open it.

6. Enter your 10 – digit PLDT account number and then click submit to proceed.

7. Now, you will be directed to Pay Express Online which shows your payment details, amount to pay and modes of payments.

8. Check the Terms and Condition and choose your payment options between Credit Card or Debit/ATM Card. (This option I choose Credit Card).

9. You will be directed to Peso Pay Services to choose on what type of card is your credit card? Its either VISA or Mastercard?

10. You will be directed to another link again to add your credit card details such as credit card numbers, expiration date, name of the credit card holder and card verification number.

11. Review your payment details if all are correct, click OK to proceed to another link.

12. Wait for a few second to process your payments.

13. If Payments are successfully a confirmation link stating your payments is completed and an options showing that you can either print your transaction or if you want, just click continue to choose email options so all the transaction can be emailed to your email address.

14. A pop up message showing the Email was sent successfully and that’s it.

Take note: If you used GCASH MasterCard as your credit card payment options you may also receive a text message confirming your latest GCASH transactions.

Cavs Stun the Los Angeles Lakers less LeBron James

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NBA – The Los Angeles Lakers host the visiting Cleveland Cavaliers at Staples Center in Los Angeles, California. Both teams are coming from a loss where one team is going to get back in the winning column. 


LeBron’s former team Cleveland Cavaliers are in 12 – game losing streak the worst in the league with 8 wins and 35 losses.

While LeBron James current team Los Angeles Lakers is currently 8th seeded team in the West prior to the game and in must win situation tonight against the Cavs.

LeBron James is obviously out in tonight’s game and now will miss his 10th straight game this season the most in his career due to a groin injury.

Lakers are obviously the favorite to win in tonight’s game, especially at their home? Will the Cavs stun the Lakers, especially if its LeBron James new team?

In the game, the Cavaliers start strong taking an early lead in the game to take the 1st quarter leading by 8 points 32 – 24.

In the 2nd quarter, the Lakers able to cut the Cavs lead to a single point at the half, but remain fall behind in the game at 51 – 46 Cavs by 5 points.

In the 3rd quarter, the Cavs regains a double digit lead ending the quarter, up by 10 points 75 – 65.

In the 4th and final quarter, the Lakers had their chances to cut the Cavs lead within 3 points in the last minute of regulation, but fall short and just to loss to another heart breaking end game collapse due to miserable free throw shooting tonight against the worst team in the league.

Lakers continue to struggle without LeBron James which put them now tied with the Utah Jazz in 8th and 9th places in the West with both 23 wins and 21 losses. Lakers are also now in 2 – game losing skid and currently 3 wins and 7 losses without LeBron James in the lineup.

Meanwhile, LeBron’s former team the Cleveland Cavaliers snaps a 12 – game losing streak and now improve to 9 wins and 35 losses but remains the worst record in the league.

Lakers next game are The Bulls, while LeBron James finally gets back in the game against the OKC Thunder right after their game against the Bulls? Let’s see and find out?

LeBron James might be out for Another Month Due to Injury?

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NBA – Los Angeles Lakers superstar LeBron James was reported of unexpected injury that might sideline him for at least another month according to sources. Initially, James was diagnosed of groin injury after an awkward splitting of his legs during the Lakers and Golden State Warriors Christmas game. 

Photo Credit To: NBA

Since then James was listed on the Lakers lineup as day-to-day basis as no major damage or injury happen on his groin where the MRI test came negative. 

But now, a sad news for the Lakers as well to LeBron James fans that the best player in the league is reported of suffering a Sports Hernia Injury instead of simple groin injury that might continue to sideline The King for a month? These sudden event might cause the Lakers chance of not making in the post season in LeBron’s Era? 

LeBron is also suffering from his worst injury of his illustrious NBA Career that might also jeopardize his chance of winning his 5th NBA MVP for Regular Season where before the injury happen he is at the top of the KIA MVP Ladder. 

Also James chances of bringing back the Lakers in the post season might be in Jeopardy as well as his streak in the NBA Finals appearance might in danger of ending into just 8 straight finals. 

Lakers are having a great season before the LeBron James injury happen, they are sitting 3rd and 4th of the Western Conference Standing and all are looking great for the “Showtime Lakers”. 

Currently the Lakes had 22 wins and 19 losses. In 7 games that the Lakers played without LeBron James the Lakers fall to 2 wins and 5 loss record that brought down the team into 8th spot in the West. 

The Lakers chance is now very slim of making the post season unless if James could return back as soon as possible to help the franchise back in the “Playoffs”. 

Meanwhile, LeBron James is having the worst injury of his NBA Career due to bad groin injury just right after completing all games from the last season. James is having a great season before the injury happen and hope that this injury won’t slow him down as soon as he gets back?

List of Regular and Special Holidays in the Philippines for 2019

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Philippines - As the year of 2018 finally comes to its end and the year 2019 has begun, the Philippine Government has recently issued the list of Regular Holidays and Special Non-Working Holidays under the proclamation 555 signed by Philippine President Rodrigo Roa Duterte.



The list of Holidays will give an early indication for Filipino citizens and even foreigners who will visit the country to know their schedule for the upcoming holidays and to what purposes that may serve for them?

Read: How To Apply PSA/NSO Birth Certificate

Here is the list of Regular Holidays for 2019: 

New Year’s Day - January 1
Araw ng Kagitingan - April 9
Maundy Thursday - April 18
Good Friday - April 19
Labor Day - May 1
Independence Day - June 12
National Heroes Day - August 26 (Last Monday of August)
Bonifacio Day - November 30
Christmas Day - December 25
Rizal Day - December 30

Here is the list for Special Non-Working Holidays:

Chinese New Year - February 5
EDSA People Power Revolution Anniversary - February 25
Black Saturday - April 20
Ninoy Aquino Day - August 21
All Saints Day - November 1
Feast of the Immaculate Conception of Mary - December 8
Last Day of the Year - December 31

Additional Non-Working Holidays:

All Souls Day - November 2
Christmas Eve - December 24

Some holidays in Islam are not yet included due to Islamic Calendar
source: gma