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Cavs vs Raptors Faces on the Second Round of 2017 NBA Playoffs

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NBA – The defending champion Cleveland Cavaliers are the first team to advance to the 2nd round of the 2017 NBA Playoffs after sweeping their 1st round opponent the #7 seed Indiana Pacers in just four games and after several days of resting and recovering from injuries from some Cavs players if any? The Cavs finally knows their 2nd Round opponent and it will be #3 seed Toronto Raptors.


The Toronto Raptors need six games to defeat the young and very talented team of the #6 seed Milwaukee Bucks that lead in Game 6 and eventually the Raptors take the series 4 -2 advancing to the 2nd Round of the Playoffs facing their opponent last year in the Eastern Conference Finals Cleveland Cavaliers.

The #2 seed Cleveland Cavaliers and the #3 seed Toronto Raptors both finished the 2016 – 2017 Regular Season tied with 51 wins and 31 losses, but due to the superior quotient of the Cavaliers they acquired the #2 seed after beating the Raptors in their four games regular season matches 3 – 1 Cavs. The only game that the Cavaliers loss to the Raptors this season is their final games of the season where LeBron James, Kevin Love and Kyrie Irving did not play.

Furthermore, many sports analysts predict that the Cavaliers would be the superior team against the Raptors and eventually take the 2nd Round and advance to the Eastern Conference Finals for the third consecutive time? And perhaps faces the #1 seed Boston Celtics wherein their last match against the Cavaliers they were blown out. If Cavs and Boston faces it will be the Cavaliers to advance to the NBA Finals for the third consecutive time?

But for now let’s focus first on the Raptors and Cavs series, if the Cavaliers are the favorite to win the 2nd Round series how many games will it takes before the Cavs win it all? The Cavs and Raptors series will start on May 1 (US TIME) at Quickens Loans Arena in Cleveland.

Which President Should Be Blamed on West Philippines Sea Issues Over China?

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Philippines – Due to unresolved problems with China’s claims on the territorial disputes over the West Philippine Sea or South China Sea, some of the previous President of the country is now blaming each other on how, what and when the problem begin?

Former President Fidel Valdes Ramos did not like what former President Gloria Macapagal Arroyo now Pampanga Congresswoman on blaming the past administration of former President Noynoy Aquino on territorial dispute facing against China. 


Ramos said that Noynoy Aquino made the right decision on filing a complaint with the arbitral tribunal to condemn the illegal occupancy on some disputed island in the West Philippine Sea and to prevent any confrontation and put all claims in the right way where many neighboring countries are also interested in territorial dispute in West Philippines Sea.

A lawmaker in the country, also said that if there were to blame for the construction of the China’s facility within 200 nautical miles of the Philippines in West Philippine Sea is none other than former President Arroyo who signed the Joint Marine Seismic Undertaking (JMSU) in China in 2004.

And because of that deal in 2004, China and also Vietnam had their chance to explore, not only the islands occupied by the Philippines but also in other reefs within the territory of the country. While Arroyo allegedly made in exchange for an anomalous deal with Northern Rail and the national broadband network or ZTE deal.

Meanwhile, the current President Rodrigo Roa Duterte, already expressed his opinion that for now he will not stop China from doing what they do over the West Philippine Sea because for now the Philippine government has no power of stopping China that might lead into a war where the country has no capability on getting into a war but assuring that by the time his term ends he (The President) will impose the Tribunal decision which favored the country.
source: abante

CAVS Sweep Pacers Moves on to the 2nd Round of NBA Playoffs

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NBA – The defending Champion Cleveland Cavaliers has beaten the Indiana Pacers in Game 4, 106 – 102 to move on to the 2nd round of the NBA Playoffs and will have to await the winner between the Milwaukee Bucks and Toronto Raptors in their own best of seven series. The Cavaliers are the first team to advance to the 2nd round of the playoffs after sweeping the Indiana Pacers, in another thrilling end game in Game 4 on Sunday afternoon at the Bankers Life Fieldhouse.

Photo Credit to nba.com

The Cavs once again blew a double digit lead coming of the 4th quarter 88 – 77 where the Pacers outscored them in the final quarter 25 – 18. But luckily the Cavs hangs on to win Game 4, after Paul, George missed a terrible 3 point shot that could tie the game and extend to overtime?

The Pacers made a run in the 4th quarter to give their team and fans a last hope to win game 4 after trailing the game for most of the time, The Pacers take their last and final lead after a follow up basket made by Thaddeus Young on a missed shot by Paul George to give them the lead 102 – 100 Pacers.

But the King LeBron James once again delivered a made clutch 3 point basket to regain the lead 103 – 102 with 1:09 remaining, Kyle Korver added also made two free throws to up their lead to three 105 – 102 Cavs. While the Pacers has the chance of extending the game to overtime, but Paul, George missed a terrible 3 point shot that lead to another Foul and send LeBron James to free throws, James made 1 free throw to seal the game 106 – 102.

LeBron James finished the game to lead all scorers with 33 points, 10 rebounds and 4 assist, while Kyrie Irving drop 28 points for the Cavs. While Indiana Pacers shooting guard Lance Stephenson leads his team with 22 points and Paul George was only held into 15 points.

The Cavaliers will now have to wait the winner of the Bucks and Raptors series, while waiting the Cavs players will have the chance to rest and even recover from minor injuries and be prepared to face the next opponent on the 2nd round of the playoffs.

CAVS Rallies Back to win Game 3 over Pacers

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The Cleveland Cavaliers has overcome a 26 point deficit posted by the Indiana Pacers in the 1st half to win Game 3, 119 – 114 and tied the greatest comeback in NBA Playoffs history. The Cavs has now a commanding 3 – 0 lead against the Indiana Pacers after winning Game 1, Game 2 and Game 3 and 1 win away of advancing to the next round of NBA Playoffs. 


Early in the game the Pacers dominated the Cavaliers lead by Paul George who singly outscored the whole Cavs in the 2nd quarter to post their biggest lead of 26 points and made a Pacers franchise record for the most points scored in the 1st half in their franchise history with 74 points.

The Bankers Life Fieldhouse was filled of life and excitement as Pacers home crowd are enjoying a very large lead for what could be a possible beginning for their home team to return back to the series by winning Game 3 at their house despite being down 0 -2 in the series.

In the 2nd half, especially in the 3rd quarter the Pacers manage to hold on to their lead by as much 20 points not until the last 4 minutes of the quarter when LeBron James lead the Cavs in a 17 – 4 run to end the 3rd quarter just down by 7 points 84 -91.

Early in the 4th quarter the Pacers manage to up their lead back to double digit after a 5 points straight scored by Paul George but the LeBron James perseverance of returning back, imposing his will to help his team win despite that his co superstar Kevin Love and Kyrie Irving are both sitting in the bench for the entire 4th quarter and with the help of some Cavs bench players like Kyle Korver, Channing Frye and Deron Williams, to find the right combination and showing some defense that mostly lacks the team in the last quarter has overcome a historic comeback in Playoffs history.

LeBron James lead all scorer with 41 points, 13 rebounds and 12 assists making his 17th triple doubles in his playoffs career only second to Magic Johnson in all-time triple doubles in playoffs history. While Pacers superstar Paul George came up with 36 points, 15 rebounds and 9 assists.

Game 4, is scheduled once again in Bankers Life Fieldhouse on Sunday April 23 (US TIME).

Chicago Bulls on Pace of Upsetting the #1 Seed Boston Celtics

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NBA – The #8 seed in the East Chicago Bulls, who merely make it to the 2017 NBA Playoffs is currently looking good in their current position after beating the #1 seed of the Eastern Conference Boston Celtics in Game 1 and a dominant win in Game 2 in their own best of seven series of First Round of the 2017 NBA Playoffs.


The Bulls and Celtics are tied in their regular season matchup with 2 wins and 2 loss, but the Celtics are the heavy favorite to win the series against the Bulls because they ended the regular season as the top seeded team in the East over the defending champion Cleveland Cavaliers.

In Game 1, Boston Celtics host the Chicago Bulls in TD Garden Arena. Isiah Thomas, who is facing a family problem after his younger sibling died in a car accident, Thomas played the game, but the Celtics failed to defend their home court advantage after the Bulls stunned the Celtics crowd after winning Game 1, 106 – 102 Bulls.

In Game 2, the Celtics are trying to bounce back in the series, but the Bulls are the most resilient team showing a complete domination in the 2nd half of Game hanging on a double digit lead that lead to 111 -97 wins for the Bulls. 3 Time NBA Champion Dwyane Wade and former Boston Celtics Champion Rajon Rondo together with Jimmy Butler shows some playoff experience that separates them from some inexperienced players of the Celtics player.

Game 3, is scheduled in Chicago at United Center will the Bulls continue their dominance against the Celtics or will the Celtics return backs to their original form as being Best team in the East? If the Bulls win in Game 3 we might be seeing the greatest upset in NBA History a #1 seed falls down to #8 seed team?

CAVS Blow a Big Lead but managed to win Game 2 over Pacers

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NBA - Indiana Pacers superstar Paul George start the 1st quarter hot making some series of three point basket to take an early lead for the Pacers but the Cavaliers quickly retaliate after making their own series of tree points and eventually closed the quarter leading by 3 points 32 – 29 Cavs.

In the 2nd quarter Cavs seems starting to pull away in the game lead by LeBron James who control the 2nd quarter end the 1st half with 17 points 5 rebounds and 5 assist, followed by Kevin Love with 13 points and Kyrie Irving with 12 points.


Deron Williams also added 9 points from 3 out of 4 shooting from the three to give some added offense from the Cavs bench. Cavs shots 27 out of 44 on the field at the half.

Cavs also posted a double digit lead in the game particularly in the 2nd quarter but Paul George and his team mates quickly retaliate to end the first half by only being down by 5 points 58 – 63 Cavs. Cavs won the 2nd quarter 31 -29.

At the half, Paul George scores 18 points to lead all scorer, he also added 3 rebounds and 3 assist while Jeff Teague and Thaddeus Young are the only two Pacers who scores double digit with 12 points and 10 points respectively.

At the start of the 3rd quarter, Cavs shooting guard JR Smith did not return due to an injury after suffering a left hamstring in the 1st half, Iman Shumpert replace him on the rotation.

The 3rd quarter was a clear domination for the Cavaliers where Kevin Love exploded in both ends of the floor scoring 10 straight points for the Cavaliers which lead to their biggest lead of the game with 19 points. Cavs outscored the Pacers in the 3rd quarter 33 – 20 Cavs.

The Cavaliers has been having problems in their past game of hanging big leads especially in the 4th quarter just like in Game 1 of this series where they almost lost luckily CJ Miles of Indiana Pacers missed a buzzer beater that lead to a Cavs win.

At the start of the 4th quarter the Cavs is leading by 18 points 96 – 78, but the Pacers shows some life of coming back in the game after scoring 7 – 0 run to cut Cavs lead to 11 points that lead to an early timeout for the Cavaliers. Kyle Korver and LeBron James scores a back to back basket to end the slow start of the Cavs in the last quarter.

And just like before again the Cavaliers collapses in the 4th quarter outscored by the Pacers in the last quarter 33 -21. The Pacers cut Cavs lead into single digit with 4:23 to go in the game, a 10 – 0 by the Pacers that cut the Cavs lead into 5 points with 2:29 to go in the game. The Pacers last stand is Paul George made clutch 3 point basket that cut the lead into 4 points the closest that Pacers comes after being down by 19 points.

The Cavaliers eventually hang on and won with a Final Score 117 – 111, but the scary run of the Pacers shows that the Cavaliers has not yet find any solution on their 4th quarter collapses?

Kyrie Irving lead the Cavs in scoring with 37 points, Kevin love added 27 points while LeBron James posted 25 points 10 rebounds and 7 assist. Paul George leads the Pacers with 32 points 8 rebounds and 7 assist.

Game 3 is scheduled in Pacers House in Bankers Life Fieldhouse at Indianapolis, Indiana

CAVS Survive a Thrilling Endgame against Pacers in a 109 – 108 win

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NBA Playoffs – The Defending Champion and the # 2 seed in the Eastern Conference the Cleveland Cavaliers and # 7 seed in the East the Indiana Pacers start the very first game of the 2017 NBA Playoffs Round 1 at Quicken Loans Arena in Cleveland.

The CAVS dominated the Pacers in their regular season matchup with 3 wins and 1 loss, The Cavs are also highly favored of winning Round 1 of  best of seven series against the Pacers.


The Defending Champion dominated Game 1 winning every quarter of the first 3 quarters of the game and mostly leading from double digit throughout the entire game against the Paces but the scariest part of the team and seems the weakness of the Cavaliers is how they end in the 4th quarter?

Once again the Cavs collapses in the 4th quarter, losing a double digit lead and eventually find themselves trailing in the 4th quarter after Jeff Teague made a 3 point basket that put the Pacers up by 2 points 105 – 103 with more than 3 minutes to play in the game.

The Cavs regain the lead 107 – 105 with 2:35 remaining, while LeBron James adds a bonus free to up their lead to 4, with 1:17 remaining 109 – 105 Cavs. But Pacers superstars are not done yet Paul, George made a clutch 3 pointer to cut the lead to 1, 109 – 108 Cavs.

The Pacers had the chance to win the game and stunt the Cavaliers after having another end game collapses in Game 1 but CJ Miles missed a game winner with 1.3 second remaining in the game that saved the struggling Cleveland Cavaliers from losing Game 1 of their best of seven series at home.

LeBron James leads all scorers with 32 points, 6 rebounds and 13 assists while Paul George of the Indiana Pacers posted 29 points 5 rebounds and 7 assist. Game 2 is scheduled for April 17 (US TIME) at Quicken Loans Arena, will the Cavaliers find a solution of endgame collapses or will the Pacers finally take advantage of the Cavs weakness?

2017 NBA Playoff Predictions and Possible Matches?

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NBA – The NBA Regular Season has been already end and the post season is about to start on April 15, 2017 (US Time). After 82 games played by 30 NBA teams from the Eastern and Western Conference only 16 teams remain to fight for the right to become 2016 -2017 NBA Champions.

16 teams are fighting to become NBA Champions comes Playoff time and 15 of those teams will have their chance to try to dethrone the 2015 – 2016 NBA Champion Cleveland Cavaliers and becomes the new NBA Champion, while the Cavaliers lead by 4 time MVP, 3 time Finals MVP, 3 time NBA Champion and possibly making his 7th straight NBA Finals appearance LeBron James will try their best along with his team mate to defend their title and perhaps win them back to back championships.


The Western Conference contender and possible match-up?

The West team consist of tougher teams and they are the favorite to win in this year NBA Championship against whoever comes out the winner in the Eastern Conference Finals? Two teams are predicted to win the Western Conference Finals it’s either the 2014 -2015 NBA Champion Golden State Warriors or the 2013 – 2014 NBA Champion San Antonio Spurs both teams end the regular season the #1 and #2 seed respectively.

Here are the list of West Playoff Matches and possible results:

1st Round

(1) Golden State Warriors vs (8) Portland Trailblazers

(2) San Antonio Spurs vs (7) Memphis Grizzlies

(3) Houston Rockets vs (6) Oklahoma City Thunder

(4) LA Clippers vs (5) Utah Jazz


2nd Round Predictions

(1) Golden State Warriors vs (4) LA Clippers

(2) San Antonio Spurs vs (3) Houston Rockets


Western Conference Possible Championship Match?

(1) Golden State Warriors vs (2) San Antonio Spurs


Possible Western Conference Champion?

Golden State Warriors


The Eastern Conference contender and possible match-up? 

The East favorite is still the defending champion Cleveland Cavaliers despite their struggle and suffering their worst losing streak this season with 4 straight losses at the end of the season many sports analyst that the Cavaliers still has more chance of coming back to the NBA Finals.

Here are the list of West Playoff Matches and possible results:

1st Round

(1) Boston Celtics vs (8) Chicago Bulls

(2) Cleveland Cavaliers vs (7) Indiana Pacers

(3) Toronto Raptors vs (6) Milwaukee Bucks

(4) Washington Wizards vs (5) Atlanta Hawks


2nd Round Predictions


(1) Boston Celtics vs (4) Washington Wizards

(2) Cleveland Cavaliers vs (3) Toronto Raptors


Eastern Conference Finals Possible Championship Match?

(1) Boston Celtics vs (2) Cleveland Cavaliers


Possible Eastern Conference Champion?

Cleveland Cavaliers

If these scenario possibly happen? Then we are seeing a possible third meeting between the Golden State Warriors and Cleveland Cavaliers? Who do you think will win the 2016 – 2017 NBA Championships? Are you routing for the Warriors? Or the defending champion Cavaliers?

Items that we need in our Survival Kit

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Philippines - Earthquake is one of many natural phenomena in the world and just like a tornado and super typhoon, earthquake is considered as one of the most destructive forces of mother’s nature creation. It can happen anytime, anywhere without a warning, it can destroy buildings, houses, roads, trees and even life. Strong earthquake can also create tsunamis which makes more dangerous and if happen you survive from the strong shaking of the ground next better prepared of the upcoming big waves.


We all know that the technology today is highly advanced and with the help of satellites in space we can monitor some natural phenomena like typhoon, typhoon can be monitored as early as possible, it can be easily predicted, it’s directions where it will make a landfall, typhoon signals or category so that the public can be warned as soon as early as possible.

Unlike earthquake that until now there is no technology that has been invented to predict it when it will happen? So what do we need to do in this kind of situation? As early as possible with or without disaster always prepare a survival kit in your home.

What are the things or items needed in our Survival Kit?

1. Prepare a bag where all the survival kits will be placed.

2. Includes some clothes that might be needed for changing after the aftermath of the earthquake

3. Include whistle for communicating or sound signals.

4. Include bottled water for drinking purposes.

5. Include flashlight.

6. Include important documents that might help for identification purposes.

7. Include cellphone for communication.

8. Include radio so that we can gather news about the disaster.

9. Include ready to eat food, foods that no need to be cooked.

10. Include emergency money, in case ATM machine are not available due to power failure

11. And last but not the least include first aid kit.

This is just some of the list or item that we might be needed in case of a natural phenomena like a super typhoon or earthquake happen in the country, if there is any item that we missed kindly update us to include it on the list.

How to Protect Yourself and Your Family from a Strong Earthquake

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Philippines – Early this month of April the country has been experiencing some series of earthquakes that mostly shakes the Provinces of Batangas and nearby provinces. On April 4, Batangas was hit by a magnitude 5.4 quake, which centered the province of Tingloy, Batangas, it happen nighttime at around 9 pm and it was felt in Batangas, Cavite, Laguna, Makati and other nearby provinces and on April 8, again another earthquake shakes Batangas and this time this is much stronger than the previous one.


On Saturday afternoon at around 3pm a strong earthquake shakes the southern part of Luzon which centered the Province of Batangas. The Philippine Institute of Volcanology and Seismology (Phivolcs) recorded 4 strong earthquakes that centered 4 different epicenter and 4 different magnitude in the Provinces of Batangas.

The first earthquake was recorded at around 3:07 pm with a magnitude of 5.6 which centered Mabini, Batangas. The quake last for about 10 – 15 seconds with a depth of 27 kilometers. The second shake happens also in the same area in Mabini, Batangas but with much more power than the previous one. It has a magnitude 6.0 and a depth of 24 kilometers, it was the strongest earthquake felt that day.

The Third earthquakes were felt in San Luis, Batangas at around 3:29 pm with a magnitude of 4.1 and lastly the fourth earthquake was felt again in Mabini, Batangas at 4:36 pm with a magnitude of 4.7 and a depth of 15 kilometers.

Phivolcs announce that the cause of earthquakes in Batangas is all tectonic origins which mean that some local faults move that resulted to some series of earthquakes in Mabini Batangas, San Luis, Batangas and nearby provinces.

Now, what to do if an Earthquake suddenly happen when we are inside of our house or buildings?

In general, to avoid any casualty we run outside our house or buildings to avoid any chances of being hit by any falling objects, but if not able to do so? here are the tips that we must do:

1. Find a safe area where you and your family or if at works co-workers can hide, hide under a strong wooden table or other strong structure that can provide safety from falling debris? Dock safely under it and cover or protect your head, arms and feet remain there until the shaking ends.
2. Stay away from glass windows, cabinets and other heavy objects that can cause injury.
3. And as much as possible stay calm.

Now, what to do if an Earthquake suddenly happen outside?

1. Stay away from tall structures like tress, buildings, power lines, post and others.
2. If you near the ocean shore, quickly move to a higher ground to avoid tsunami in case it happen.
3. Avoid steep slopes that might caused landslide.

Westbrook Eyeing For the Most Triple Doubles Made in a Single NBA Season

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The Oklahoma City Thunder point guard and leading candidate for the 2016 – 2017 NBA KIA MVP RACE Russell Westbrook is currently tied with the Big “O” Oscar Robertson for the most triple doubles made in a single NBA Regular Season having both players with 41 triple doubles in their NBA playing career.


Oscar Robertson holds the most triple doubles made during the 1961 – 1962 NBA Regular Season and after more than 5 decades that impressive records will about to be break by a point guard name Russell Westbrook.

Westbrook equaled Oscar Robertson 41 triple doubles this 2016 – 2017 NBA Season, and while the season has not yet over, Westbrook will have his chance of surpassing the Big “O” with few games to go before the regular seasons end.

On April 4 (US Time) Westbrook tied Oscar Robertson for the most triple doubles made in a single season in a game against the Milwaukee Bucks, since then Westbrook has missed two opportunities to surpass Oscar Robertson, one against the Memphis Grizzlies where he was only short of 1 rebound and lately to the Phoenix Suns with two assist away of another triple double.

With OKC’s 3 more games to play on their schedule before the regular season's end Westbrook will have 3 more opportunities to surpass the Big “O” and holds that impressive record solo in NBA History Books. 

If Westbrook fulfilled that achievements, perhaps it will also help his chance in his candidacy of winning his very first MVP? Against top contender and former teammates Houston Rockets, James Harden, who also, having a great season.

Meanwhile, Kawhi Leonard of San Antonio Spurs and LeBron James of the Cleveland Cavaliers are slowly fading away for that MVP Race?

What do you the think of Russell Westbrook triple doubles averages this season and his chances of surpassing Oscar Robertson records that has been for 5 decades and what is the chances of Westbrook of winning this year KIA NBA MVP? Will his triple doubles averages help him win in this year MVP race?

CAVS Regain the Top Spot in the East Outclass Boston Celtics

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NBA - The Cleveland Cavaliers and Boston Celtics are two of the best teams in the East Conference battling for the last time this season to determine on which is really the best team in the East and possibly the winner will hold the best record in the East as the season near its end?

The Boston Celtics are the hottest team in the East and also the favorite to win against the visiting Cavaliers. The Celtics is currently tied in 1st spot along with the Cavaliers in the East Standings with 50 wins and 27 losses, a win for either of these two teams will regain a solo lead at the East Standings.


The Cavaliers are facing a back to back games where they played yesterday against the Orlando Magic and now facing a well-rested Celtics in their home court at TD Arena. But the Cavaliers did not make any excuses as the team rose to the occasion, making a statement that despite their recent struggles with multiple losses, especially having their worst records for the month of March with 6 wins and 10 losses, they came prepared as they outclass Celtics in their final regular season meetings 114 – 91.

The win gives the Cavaliers a 3 – 1 advantage against the Celtics in their head to head match this season, if both teams end tied at the end of the regular season with four games remaining for both teams, the Cavaliers will take the top spot due to head to head advantage.

LeBron James leads the Cavaliers in a blowout win against the Celtics with 36 points, 10 rebounds and 6 assist, an impressive performance where great player shows in important games. James posted 19 points in the 1st half of the game where he scores 15 points in the 2nd quarter that started the Cavs to pull away in the game up to 2nd half.

While, the Celtics lead by point guard Isiah Thomas drops 26 points, 4 rebounds and 6 assists. The Cavaliers remaining games are Atlanta Hawks, Atlanta Hawks, Miami Heat and Toronto Raptors will the Cavaliers hold on the # 1 spot or will the Celtics regain the top spot?

How to Avoid Credit Card Annual Fee’s and Penalties

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Philippines – here in the country, there are lots of credit cards in the market that are giving different styles of marketing strategy just to invite a possible clients of getting credit cards and as a possible credit card user? We choose the best credit card that can give us the best deal, lots of advantages and low interest rates.


Credit Cards comes with different types of services and classifications depending on what type of card the cardholder have? While Banks that issuing credits had their different styles of marketing strategy such as No annual fee, low interest rate and other promising advantages that can really attract clients.

Now before anything else what is Credit Card?

The credit card is a payment card used by a cardholder for buying or paying goods and services, it can be used for paying goods on the market such as department stores, online payment for buying goods online and can also be used for buying appliances in different appliance store. Having a credit card can give users the opportunity to buy things without releasing any money in their pocket and instead the Bank is the one who will provide it for the users.

In conditions user will pay a monthly amortization depending on what type of terms they agreed with the seller of the product or goods? Ex. Cardholder buys a Television worth of PHP 12,000.00 and chooses to pay a 1 year term, then the Bank will divide it for 12 months, which a monthly bill will be sent to the cardholders and should be paid in any accredited paying stations.

Now how to avoid Annual Fee?

Based on my experience with my own credit card this type of fee’s can be avoided if you pay on time or ahead of time upon your payment due date. If possible pay early to avoid the hassle of late payments which means penalties. You can avoid the annual fee if you are a good payer or just simply contact your credit card provider to apply for no annual fees.

How to avoid Credit Card Penalties?

To avoid this kind of burden simply pay on time, don’t be irresponsible because it will cause you more money that you think? so always pay at the right time or ahead of time. This is base on my own experience of having my own credit card it may different from other credit card holders? So kindly inform us to update this article.

Watch: A Taxi Driver who Return a Lost Cellphone Seems Made the Wrong Move

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Philippines – A local Taxi driver in the country has found a Singaporean brand of cellphone called iPhone SE inside his passenger car and he believes that it was accidentally left or lost by one of his passengers.

But his good intention of returning back the cellphone to the rightful owner turns to be the wrong move that he has made? The taxi driver and the Nurse (owner of the lost cellphone) meet face to face on a radio and television shows called “Solian ng Bayan” by Raffy Tulfo, but things got wrong when the cellphone owner shows ungrateful attitude towards the returnee. 


The Nurse who seems not happy at the situation, why the Taxi driver did not immediately return the cellphone to him after he lost it on Friday and ask why wait till Tuesday to return the cellphone? The Taxi driver explains that he found the phone Saturday and tried to return it to “Solian ng Bayan” A popular TV and radio shows were lost and found item or money is being brought to return to the rightful owner, but on that day it was closed and by Monday the Taxi drivers car is color code so he cannot travel and Tuesday is the only right time to return it? But the Nurse does not buy the explanation.

Then Raffy Tulfo the main host of the shows immediately shows some action of stopping the Nurse from showing unthankful attitude that lead to Raffy Tulfo’s angry emotion towards the Nurse. Tulfo defends the Taxi driver and say’s for the first on this show that the owner of the lost item was not happy the way the returnee return his phone. Tulfo told the Nurse that the driver is just being nice about returning his phone, it’s not his fault of not knowing how to use that kind of phone and in the first place the phone will not be lost if you (the Nurse) is not careless.

Eventually Tulfo acknowledges the Taxi driver good intention of returning the cellphone by giving him some money by the end of the show and denying the Nurse acknowledgement of giving money to the diver after showing bad attitude.

The video has now gone viral on the internet where many netizens are angry about the behavior showed by the cellphone owner while some pity on the Taxi drivers good intention gone wrong.